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Wednesday, August 22, 2012

Fw: Get Help Paying Your Rent or Mortgage

 

Get Help Paying Your Rent or Mortgage

One of our most basic needs as humans is having a safe and affordable place to live. Whether you're looking to buy or rent, USA.gov has resources to help you select and pay for a variety of housing options.

For Renters:

If you're struggling to make your rent payments, you may be able to find assistance from your local U.S. Department of Housing and Urban Development (HUD) office. These offices offer rental assistance programs like privately-owned subsidized housing, public housing, and housing choice vouchers.

You may also be able to find help from your state housing authority or your local public housing agency.

There are additional resources available if you're a veteran, a senior citizen, or a person with a disability.

For Homeowners:

If you need help paying your mortgage, you may be eligible for assistance through a variety of programs.

Through the Making Home Affordable program, you can

  • Refinance and take advantage of lower mortgage interest rates
  • Reduce your monthly mortgage payments
  • Get mortgage relief if you're unemployed
  • Get help when you owe more than your home is worth
  • Avoid foreclosure when homeownership is no longer affordable or desirable

You can also talk to a housing counselor to get advice on buying a home, avoiding foreclosure, or learning about reverse mortgages.

If you're considering refinancing your mortgage, you can learn the costs and determine if the time is right for you.

You can find more housing help at USA.gov.


 from: USA.gov • General Services Administration • OCSIT • 1275 First Street NE • Washington DC 20417 • (800) 333-4636.  
 

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